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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,223 | $154,754-53.3% | $124,206-41.9% | $138,895-48.0% |
| Participation rate | 100.0% | 75.5%+24.5pp | 69.6%+30.4pp | 79.9%+20.1pp |
| Annual return | 26.74% | 709.28%-682.5pp | 515.27%-488.5pp | 145.39%-118.7pp |
| Employer contribution / active EE | $41,572 | $4,446+835.0% | $3,540+1074.3% | $4,194+891.2% |
| Participant deferral / active EE | $26,955 | $4,621+483.3% | $3,968+579.4% | $6,396+321.4% |
| Admin fee / account holder | $2,381 | $6,690-64.4% | $5,929-59.8% | $12,562-81.0% |