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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,316 | $162,136-62.2% | $152,301-59.7% | $154,746-60.4% |
| Participation rate | 100.0% | 84.1%+15.9pp | 82.4%+17.6pp | 80.7%+19.3pp |
| Annual return | 19.48% | 91.02%-71.5pp | 80.50%-61.0pp | 172.34%-152.9pp |
| Employer contribution / active EE | $3,821 | $4,890-21.9% | $4,624-17.4% | $4,379-12.7% |
| Participant deferral / active EE | $8,550 | $8,341+2.5% | $8,004+6.8% | $6,730+27.0% |
| Admin fee / account holder | $11,805 | $15,759-25.1% | $14,398-18.0% | $14,365-17.8% |