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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,427 | $148,623-72.8% | $135,974-70.3% | $139,466-71.0% |
| Participation rate | 90.9% | 83.9%+7.0pp | 81.9%+9.0pp | 80.3%+10.6pp |
| Annual return | 20.25% | 79.30%-59.0pp | 68.30%-48.1pp | 373.66%-353.4pp |
| Employer contribution / active EE | $18,000 | $5,246+243.1% | $4,859+270.5% | $4,754+278.6% |
| Participant deferral / active EE | $31,591 | $8,103+289.9% | $7,760+307.1% | $6,712+370.7% |
| Admin fee / account holder | $11,507 | $12,406-7.2% | $10,767+6.9% | $11,409+0.9% |