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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,855 | $138,072-50.1% | $123,549-44.3% | $135,382-49.1% |
| Participation rate | 33.3% | 84.7%-51.4pp | 82.3%-49.0pp | 82.6%-49.3pp |
| Annual return | -3.75% | 153.69%-157.4pp | 119.20%-123.0pp | 519.77%-523.5pp |
| Employer contribution / active EE | $1,453 | $5,152-71.8% | $4,628-68.6% | $4,779-69.6% |
| Participant deferral / active EE | $3,320 | $6,799-51.2% | $6,426-48.3% | $5,609-40.8% |
| Admin fee / account holder | $403 | $10,917-96.3% | $9,284-95.7% | $10,829-96.3% |