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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,865 | $157,276-94.4% | $141,177-93.7% | $152,885-94.2% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.5%+17.5pp |
| Annual return | 25.02% | 64.33%-39.3pp | 71.40%-46.4pp | 345.39%-320.4pp |
| Employer contribution / active EE | $2,105 | $5,262-60.0% | $4,736-55.5% | $4,763-55.8% |
| Participant deferral / active EE | $2,795 | $7,110-60.7% | $6,710-58.3% | $5,851-52.2% |
| Admin fee / account holder | $2,311 | $12,123-80.9% | $10,263-77.5% | $11,598-80.1% |