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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,741 | $175,231-76.8% | $149,696-72.8% | $139,466-70.8% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 8.53% | 166.77%-158.2pp | 134.46%-125.9pp | 373.66%-365.1pp |
| Employer contribution / active EE | $12,252 | $5,478+123.7% | $4,821+154.2% | $4,754+157.7% |
| Participant deferral / active EE | $5,343 | $6,521-18.1% | $5,682-6.0% | $6,712-20.4% |
| Admin fee / account holder | $2,741 | $16,155-83.0% | $13,212-79.3% | $11,409-76.0% |