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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,565 | $110,629-68.8% | $80,784-57.2% | $167,553-79.4% |
| Participation rate | 25.0% | 64.0%-39.0pp | 54.2%-29.2pp | 82.1%-57.1pp |
| Annual return | 26.10% | 120.58%-94.5pp | 87.31%-61.2pp | 478.89%-452.8pp |
| Employer contribution / active EE | $573 | $1,543-62.9% | $1,160-50.6% | $4,840-88.2% |
| Participant deferral / active EE | $2,970 | $2,871+3.5% | $2,145+38.5% | $6,343-53.2% |
| Admin fee / account holder | $524 | $4,547-88.5% | $3,380-84.5% | $12,316-95.7% |