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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,789 | $108,701-76.3% | $74,723-65.5% | $152,909-83.1% |
| Participation rate | 18.2% | 65.4%-47.2pp | 54.5%-36.3pp | 82.5%-64.3pp |
| Annual return | 0.00% | 114.12%-114.1pp | 753.18%-753.2pp | 345.46%-345.5pp |
| Employer contribution / active EE | $43 | $1,504-97.2% | $1,084-96.1% | $4,764-99.1% |
| Participant deferral / active EE | $540 | $2,709-80.1% | $1,962-72.5% | $5,851-90.8% |
| Admin fee / account holder | $1,805 | $4,906-63.2% | $3,335-45.9% | $11,601-84.4% |