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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,181 | $175,257-95.3% | $149,717-94.5% | $139,456-94.1% |
| Participation rate | 75.0% | 83.4%-8.4pp | 78.8%-3.8pp | 80.3%-5.3pp |
| Annual return | 47.68% | 166.70%-119.0pp | 134.41%-86.7pp | 373.45%-325.8pp |
| Employer contribution / active EE | $2,856 | $5,477-47.9% | $4,820-40.8% | $4,753-39.9% |
| Participant deferral / active EE | $3,731 | $6,521-42.8% | $5,682-34.3% | $6,711-44.4% |
| Admin fee / account holder | $422 | $16,156-97.4% | $13,213-96.8% | $11,407-96.3% |