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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,116 | $37,446-78.3% | $77,552-89.5% | $79,856-89.8% |
| Participation rate | 100.0% | 41.5%+58.5pp | 54.2%+45.8pp | 69.6%+30.4pp |
| Annual return | 5.55% | 39.76%-34.2pp | 54.82%-49.3pp | 31.71%-26.2pp |
| Employer contribution / active EE | $918 | $637+44.1% | $987-7.0% | $2,471-62.9% |
| Participant deferral / active EE | $1,214 | $1,261-3.7% | $1,861-34.8% | $3,741-67.6% |
| Admin fee / account holder | $1,721 | $2,506-31.3% | $2,859-39.8% | $5,306-67.6% |