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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,150 | $34,316-76.2% | $74,723-89.1% | $72,976-88.8% |
| Participation rate | 100.0% | 42.4%+57.6pp | 54.5%+45.5pp | 69.5%+30.5pp |
| Annual return | 67.57% | 26.58%+41.0pp | 753.18%-685.6pp | 81.02%-13.4pp |
| Employer contribution / active EE | $1,021 | $692+47.6% | $1,084-5.8% | $2,440-58.1% |
| Participant deferral / active EE | $1,414 | $1,272+11.2% | $1,962-27.9% | $3,608-60.8% |
| Admin fee / account holder | $710 | $2,125-66.6% | $3,335-78.7% | $5,124-86.1% |