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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,183 | $118,695-38.3% | $98,916-26.0% | $158,950-54.0% |
| Participation rate | 40.0% | 77.8%-37.8pp | 76.0%-36.0pp | 82.0%-42.0pp |
| Annual return | 16.55% | 372.39%-355.8pp | 196.45%-179.9pp | 302.91%-286.4pp |
| Employer contribution / active EE | $3,599 | $3,333+8.0% | $2,689+33.8% | $4,762-24.4% |
| Participant deferral / active EE | $2,668 | $5,088-47.6% | $4,245-37.1% | $5,983-55.4% |
| Admin fee / account holder | $5,358 | $10,132-47.1% | $6,642-19.3% | $11,248-52.4% |