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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,858 | $68,412-44.7% | $94,679-60.0% | $75,181-49.6% |
| Participation rate | 90.2% | 76.1%+14.2pp | 80.8%+9.4pp | 67.2%+23.0pp |
| Annual return | 21.30% | 616.91%-595.6pp | 156.75%-135.5pp | 160.69%-139.4pp |
| Employer contribution / active EE | $23 | $2,701-99.2% | $3,673-99.4% | $2,671-99.1% |
| Participant deferral / active EE | $13,473 | $6,537+106.1% | $7,417+81.6% | $4,126+226.6% |
| Admin fee / account holder | $10,065 | $5,326+89.0% | $7,233+39.2% | $5,650+78.1% |