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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $298,232 | $141,004+111.5% | $112,273+165.6% | $139,456+113.9% |
| Participation rate | 100.0% | 79.2%+20.8pp | 72.4%+27.6pp | 80.3%+19.7pp |
| Annual return | 18.09% | 32.75%-14.7pp | 30.23%-12.1pp | 373.45%-355.4pp |
| Employer contribution / active EE | $22,798 | $4,285+432.1% | $3,431+564.4% | $4,753+379.7% |
| Participant deferral / active EE | $22,500 | $5,878+282.8% | $4,800+368.8% | $6,711+235.3% |
| Admin fee / account holder | $10,417 | $9,959+4.6% | $7,752+34.4% | $11,407-8.7% |