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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,907 | $72,388-72.5% | $111,392-82.1% | $64,181-69.0% |
| Participation rate | 81.8% | 70.5%+11.3pp | 78.9%+3.0pp | 69.6%+12.2pp |
| Annual return | -4.31% | -1.50%-2.8pp | -2.06%-2.2pp | 7.63%-11.9pp |
| Employer contribution / active EE | $2,325 | $3,000-22.5% | $4,328-46.3% | $2,381-2.3% |
| Participant deferral / active EE | $3,503 | $4,241-17.4% | $5,567-37.1% | $3,470+1.0% |
| Admin fee / account holder | $2,822 | $5,719-50.7% | $12,266-77.0% | $4,887-42.3% |