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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,517 | $96,361-81.8% | $80,607-78.3% | $139,456-87.4% |
| Participation rate | 100.0% | 73.6%+26.4pp | 67.0%+33.0pp | 80.3%+19.7pp |
| Annual return | 14.45% | 1350.95%-1336.5pp | 936.11%-921.7pp | 373.45%-359.0pp |
| Employer contribution / active EE | $2,331 | $3,262-28.6% | $2,724-14.4% | $4,753-51.0% |
| Participant deferral / active EE | $4,879 | $5,232-6.7% | $4,448+9.7% | $6,711-27.3% |
| Admin fee / account holder | $627 | $6,601-90.5% | $5,379-88.4% | $11,407-94.5% |