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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,495 | $185,883-54.5% | $170,043-50.3% | $139,466-39.4% |
| Participation rate | 100.0% | 87.8%+12.2pp | 87.0%+13.0pp | 80.3%+19.7pp |
| Annual return | 16.22% | 60.54%-44.3pp | 53.40%-37.2pp | 373.66%-357.4pp |
| Employer contribution / active EE | $4,053 | $7,596-46.6% | $6,790-40.3% | $4,754-14.8% |
| Participant deferral / active EE | $16,750 | $11,626+44.1% | $10,410+60.9% | $6,712+149.6% |
| Admin fee / account holder | $727 | $15,393-95.3% | $12,824-94.3% | $11,409-93.6% |