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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,781 | $167,522-64.9% | $151,639-61.2% | $134,532-56.3% |
| Participation rate | 88.9% | 88.4%+0.5pp | 87.5%+1.4pp | 81.2%+7.7pp |
| Annual return | -18.20% | 7.81%-26.0pp | 3.34%-21.5pp | 418.27%-436.5pp |
| Employer contribution / active EE | $2,798 | $6,828-59.0% | $6,165-54.6% | $4,741-41.0% |
| Participant deferral / active EE | $12,797 | $8,986+42.4% | $8,363+53.0% | $6,401+99.9% |
| Admin fee / account holder | $583 | $13,780-95.8% | $11,613-95.0% | $11,429-94.9% |