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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,427 | $162,136-86.2% | $152,301-85.3% | $154,746-85.5% |
| Participation rate | 45.5% | 84.1%-38.7pp | 82.4%-37.0pp | 80.7%-35.2pp |
| Annual return | 13.15% | 91.02%-77.9pp | 80.50%-67.3pp | 172.34%-159.2pp |
| Employer contribution / active EE | $2,416 | $4,890-50.6% | $4,624-47.7% | $4,379-44.8% |
| Participant deferral / active EE | $4,199 | $8,341-49.7% | $8,004-47.5% | $6,730-37.6% |
| Admin fee / account holder | $2,534 | $15,759-83.9% | $14,398-82.4% | $14,365-82.4% |