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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,218 | $175,257-88.5% | $149,717-86.5% | $139,456-85.5% |
| Participation rate | 66.7% | 83.4%-16.7pp | 78.8%-12.1pp | 80.3%-13.7pp |
| Annual return | 21.23% | 166.70%-145.5pp | 134.41%-113.2pp | 373.45%-352.2pp |
| Employer contribution / active EE | $1,202 | $5,477-78.0% | $4,820-75.1% | $4,753-74.7% |
| Participant deferral / active EE | $3,086 | $6,521-52.7% | $5,682-45.7% | $6,711-54.0% |
| Admin fee / account holder | $1,593 | $16,156-90.1% | $13,213-87.9% | $11,407-86.0% |