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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,083 | $126,661-77.8% | $113,397-75.2% | $138,895-79.8% |
| Participation rate | 100.0% | 79.4%+20.6pp | 76.5%+23.5pp | 79.9%+20.1pp |
| Annual return | 25.40% | 25.05%+0.3pp | 23.20%+2.2pp | 145.39%-120.0pp |
| Employer contribution / active EE | $0 | $3,456-100.0% | $2,977-100.0% | $4,194-100.0% |
| Participant deferral / active EE | $11,594 | $5,693+103.7% | $5,076+128.4% | $6,396+81.3% |
| Admin fee / account holder | $1,594 | $14,549-89.0% | $11,957-86.7% | $12,562-87.3% |