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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,287 | $208,088-85.0% | $186,193-83.2% | $154,746-79.8% |
| Participation rate | 17.6% | 80.0%-62.3pp | 77.1%-59.5pp | 80.7%-63.1pp |
| Annual return | 8.77% | 89.97%-81.2pp | 78.03%-69.3pp | 172.34%-163.6pp |
| Employer contribution / active EE | $559 | $4,340-87.1% | $3,918-85.7% | $4,379-87.2% |
| Participant deferral / active EE | $1,453 | $7,078-79.5% | $6,513-77.7% | $6,730-78.4% |
| Admin fee / account holder | $24,356 | $11,698+108.2% | $11,058+120.3% | $14,365+69.5% |