Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,826 | $57,350-72.4% | $83,850-81.1% | $64,181-75.3% |
| Participation rate | 45.9% | 68.6%-22.7pp | 76.1%-30.2pp | 69.6%-23.6pp |
| Annual return | -9.77% | 11.38%-21.2pp | 850.92%-860.7pp | 7.63%-17.4pp |
| Employer contribution / active EE | $1,102 | $2,545-56.7% | $3,631-69.7% | $2,381-53.7% |
| Participant deferral / active EE | $2,226 | $2,993-25.6% | $4,082-45.5% | $3,470-35.8% |
| Admin fee / account holder | $360 | $4,046-91.1% | $5,478-93.4% | $4,887-92.6% |