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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,352 | $52,306-76.4% | $69,779-82.3% | $62,881-80.4% |
| Participation rate | 60.9% | 67.2%-6.4pp | 71.8%-11.0pp | 69.3%-8.4pp |
| Annual return | 119.69% | 13.35%+106.3pp | 12.99%+106.7pp | 20.14%+99.5pp |
| Employer contribution / active EE | $2,335 | $1,799+29.8% | $2,338-0.1% | $2,281+2.4% |
| Participant deferral / active EE | $4,294 | $2,395+79.3% | $2,931+46.5% | $3,203+34.1% |
| Admin fee / account holder | $78 | $3,691-97.9% | $4,381-98.2% | $4,296-98.2% |