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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $124,449 | $95,975+29.7% | $74,552+66.9% | $135,382-8.1% |
| Participation rate | 85.7% | 75.7%+10.1pp | 69.1%+16.6pp | 82.6%+3.1pp |
| Annual return | 0.00% | 56.96%-57.0pp | 32.53%-32.5pp | 519.77%-519.8pp |
| Employer contribution / active EE | $728 | $2,716-73.2% | $1,961-62.9% | $4,779-84.8% |
| Participant deferral / active EE | $1,594 | $3,844-58.5% | $3,108-48.7% | $5,609-71.6% |
| Admin fee / account holder | $1,129 | $6,522-82.7% | $5,060-77.7% | $10,829-89.6% |