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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,598 | $104,924-46.1% | $84,623-33.1% | $152,885-63.0% |
| Participation rate | 100.0% | 74.8%+25.2pp | 68.2%+31.8pp | 82.5%+17.5pp |
| Annual return | 24.46% | 373.82%-349.4pp | 258.77%-234.3pp | 345.39%-320.9pp |
| Employer contribution / active EE | $13,988 | $3,302+323.6% | $2,652+427.4% | $4,763+193.7% |
| Participant deferral / active EE | $6,136 | $4,689+30.9% | $3,899+57.4% | $5,851+4.9% |
| Admin fee / account holder | $5,972 | $6,242-4.3% | $4,913+21.6% | $11,598-48.5% |