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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $96,526 | $175,257-44.9% | $149,717-35.5% | $139,456-30.8% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 25.86% | 166.70%-140.8pp | 134.41%-108.5pp | 373.45%-347.6pp |
| Employer contribution / active EE | $5,750 | $5,477+5.0% | $4,820+19.3% | $4,753+21.0% |
| Participant deferral / active EE | $0 | $6,521-100.0% | $5,682-100.0% | $6,711-100.0% |
| Admin fee / account holder | $1,826 | $16,156-88.7% | $13,213-86.2% | $11,407-84.0% |