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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $502,275 | $111,535+350.3% | $105,223+377.3% | $137,256+265.9% |
| Participation rate | 100.0% | 78.1%+21.9pp | 75.0%+25.0pp | 80.0%+20.0pp |
| Annual return | 14.97% | 237.85%-222.9pp | 180.65%-165.7pp | 220.34%-205.4pp |
| Employer contribution / active EE | $3,389 | $3,939-14.0% | $3,689-8.1% | $4,156-18.5% |
| Participant deferral / active EE | $11,387 | $5,500+107.0% | $5,072+124.5% | $6,407+77.7% |
| Admin fee / account holder | $38,905 | $9,721+300.2% | $8,859+339.2% | $12,270+217.1% |