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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,868 | $154,193-81.9% | $130,045-78.6% | $139,466-80.0% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.5%+21.5pp | 80.3%+19.7pp |
| Annual return | 22.63% | 32.51%-9.9pp | -137.30%+159.9pp | 373.66%-351.0pp |
| Employer contribution / active EE | $15,877 | $5,292+200.0% | $4,321+267.4% | $4,754+234.0% |
| Participant deferral / active EE | $7,800 | $6,709+16.3% | $5,820+34.0% | $6,712+16.2% |
| Admin fee / account holder | $3,284 | $13,989-76.5% | $10,600-69.0% | $11,409-71.2% |