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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $153,143 | $167,504-8.6% | $151,628+1.0% | $134,509+13.9% |
| Participation rate | 100.0% | 88.4%+11.6pp | 87.5%+12.5pp | 81.2%+18.8pp |
| Annual return | -16.95% | 7.81%-24.8pp | 3.34%-20.3pp | 418.13%-435.1pp |
| Employer contribution / active EE | $13,875 | $6,828+103.2% | $6,165+125.1% | $4,741+192.7% |
| Participant deferral / active EE | $12,847 | $8,985+43.0% | $8,363+53.6% | $6,400+100.7% |
| Admin fee / account holder | $728 | $13,779-94.7% | $11,613-93.7% | $11,427-93.6% |