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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,175 | $93,589-73.1% | $135,942-81.5% | $75,181-66.5% |
| Participation rate | 100.0% | 75.2%+24.8pp | 81.9%+18.1pp | 67.2%+32.8pp |
| Annual return | 43.39% | 30.90%+12.5pp | 68.28%-24.9pp | 160.69%-117.3pp |
| Employer contribution / active EE | $3,417 | $3,537-3.4% | $4,858-29.7% | $2,671+28.0% |
| Participant deferral / active EE | $9,211 | $6,405+43.8% | $7,759+18.7% | $4,126+123.2% |
| Admin fee / account holder | $1,224 | $6,977-82.5% | $10,764-88.6% | $5,650-78.3% |