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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,215 | $75,541-56.0% | $152,093-78.2% | $82,637-59.8% |
| Participation rate | 55.3% | 66.5%-11.3pp | 77.8%-22.5pp | 68.1%-12.8pp |
| Annual return | 23.37% | 32.56%-9.2pp | 66.36%-43.0pp | 53.51%-30.1pp |
| Employer contribution / active EE | $1,526 | $2,622-41.8% | $4,175-63.5% | $2,552-40.2% |
| Participant deferral / active EE | $3,888 | $3,206+21.3% | $5,451-28.7% | $4,126-5.8% |
| Admin fee / account holder | $114 | $6,405-98.2% | $14,497-99.2% | $7,339-98.5% |