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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,483 | $90,614-47.6% | $76,089-37.6% | $145,877-67.5% |
| Participation rate | 100.0% | 74.5%+25.5pp | 69.1%+30.9pp | 80.3%+19.7pp |
| Annual return | 2.91% | 623.80%-620.9pp | 360.94%-358.0pp | 551.28%-548.4pp |
| Employer contribution / active EE | $1,120 | $3,324-66.3% | $2,690-58.4% | $4,663-76.0% |
| Participant deferral / active EE | $4,560 | $5,168-11.8% | $4,259+7.1% | $6,691-31.8% |
| Admin fee / account holder | $10,141 | $8,376+21.1% | $6,418+58.0% | $13,402-24.3% |