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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $98,911 | $54,357+82.0% | $82,706+19.6% | $68,495+44.4% |
| Participation rate | 70.4% | 63.9%+6.4pp | 72.6%-2.2pp | 67.9%+2.5pp |
| Annual return | -13.16% | -13.67%+0.5pp | 701.76%-714.9pp | -7.84%-5.3pp |
| Employer contribution / active EE | $5,066 | $2,218+128.4% | $3,007+68.4% | $2,596+95.1% |
| Participant deferral / active EE | $6,485 | $3,246+99.8% | $4,394+47.6% | $4,028+61.0% |
| Admin fee / account holder | $7,889 | $4,396+79.4% | $5,329+48.0% | $5,403+46.0% |