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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,794 | $73,839-86.7% | $143,788-93.2% | $68,495-85.7% |
| Participation rate | 87.1% | 66.7%+20.4pp | 80.3%+6.8pp | 67.9%+19.2pp |
| Annual return | -20.60% | 1.01%-21.6pp | -0.03%-20.6pp | -7.84%-12.8pp |
| Employer contribution / active EE | $1,624 | $3,184-49.0% | $4,952-67.2% | $2,596-37.5% |
| Participant deferral / active EE | $3,805 | $3,384+12.4% | $5,638-32.5% | $4,028-5.5% |
| Admin fee / account holder | $541 | $5,755-90.6% | $14,675-96.3% | $5,403-90.0% |