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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,942 | $154,193-72.8% | $130,045-67.7% | $139,466-69.9% |
| Participation rate | 42.9% | 82.0%-39.1pp | 78.5%-35.6pp | 80.3%-37.5pp |
| Annual return | 29.55% | 32.51%-3.0pp | -137.30%+166.9pp | 373.66%-344.1pp |
| Employer contribution / active EE | $1,097 | $5,292-79.3% | $4,321-74.6% | $4,754-76.9% |
| Participant deferral / active EE | $7,706 | $6,709+14.9% | $5,820+32.4% | $6,712+14.8% |
| Admin fee / account holder | $327 | $13,989-97.7% | $10,600-96.9% | $11,409-97.1% |