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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $3,755 | $114,013-96.7% | $103,693-96.4% | $155,188-97.6% |
| Participation rate | 64.3% | 75.2%-10.9pp | 72.6%-8.4pp | 80.8%-16.5pp |
| Annual return | 28.14% | 49.31%-21.2pp | 47.61%-19.5pp | 148.84%-120.7pp |
| Employer contribution / active EE | $534 | $3,131-82.9% | $2,920-81.7% | $4,248-87.4% |
| Participant deferral / active EE | $2,125 | $4,970-57.2% | $4,579-53.6% | $6,531-67.5% |
| Admin fee / account holder | $175 | $8,407-97.9% | $7,858-97.8% | $14,480-98.8% |