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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,183 | $117,829-71.0% | $102,423-66.6% | $145,877-76.6% |
| Participation rate | 50.0% | 78.6%-28.6pp | 76.5%-26.5pp | 80.3%-30.3pp |
| Annual return | 14.40% | 31.83%-17.4pp | 29.42%-15.0pp | 551.28%-536.9pp |
| Employer contribution / active EE | $3,919 | $3,615+8.4% | $3,023+29.6% | $4,663-16.0% |
| Participant deferral / active EE | $9,342 | $5,732+63.0% | $5,054+84.8% | $6,691+39.6% |
| Admin fee / account holder | $49 | $13,335-99.6% | $9,455-99.5% | $13,402-99.6% |