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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,059 | $110,212-76.4% | $96,534-73.0% | $139,466-81.3% |
| Participation rate | 66.7% | 78.1%-11.5pp | 76.0%-9.3pp | 80.3%-13.7pp |
| Annual return | 22.70% | 26.42%-3.7pp | 25.88%-3.2pp | 373.66%-351.0pp |
| Employer contribution / active EE | $3,914 | $3,620+8.1% | $2,965+32.0% | $4,754-17.7% |
| Participant deferral / active EE | $9,275 | $5,547+67.2% | $4,851+91.2% | $6,712+38.2% |
| Admin fee / account holder | $44 | $11,599-99.6% | $8,253-99.5% | $11,409-99.6% |