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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $110,954 | $89,364+24.2% | $141,177-21.4% | $72,983+52.0% |
| Participation rate | 96.3% | 75.1%+21.2pp | 82.5%+13.8pp | 69.5%+26.8pp |
| Annual return | 17.78% | 111.86%-94.1pp | 71.40%-53.6pp | 81.01%-63.2pp |
| Employer contribution / active EE | $3,475 | $3,115+11.6% | $4,736-26.6% | $2,440+42.4% |
| Participant deferral / active EE | $9,818 | $5,419+81.2% | $6,710+46.3% | $3,608+172.2% |
| Admin fee / account holder | $1,818 | $5,959-69.5% | $10,263-82.3% | $5,124-64.5% |