Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 9-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,359 | $59,839-86.0% | $81,991-89.8% | $79,852-89.5% |
| Participation rate | 19.4% | 61.6%-42.3pp | 69.3%-49.9pp | 69.6%-50.3pp |
| Annual return | 7.99% | 17.56%-9.6pp | 41.31%-33.3pp | 31.72%-23.7pp |
| Employer contribution / active EE | $365 | $1,713-78.7% | $2,498-85.4% | $2,471-85.2% |
| Participant deferral / active EE | $457 | $2,695-83.1% | $3,722-87.7% | $3,740-87.8% |
| Admin fee / account holder | $809 | $4,287-81.1% | $5,665-85.7% | $5,306-84.8% |