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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,979 | $27,924-92.9% | $58,544-96.6% | $75,181-97.4% |
| Participation rate | 61.8% | 38.8%+22.9pp | 50.9%+10.9pp | 67.2%-5.4pp |
| Annual return | 28.13% | 44.20%-16.1pp | 4249.56%-4221.4pp | 160.69%-132.6pp |
| Employer contribution / active EE | $332 | $669-50.4% | $1,053-68.5% | $2,671-87.6% |
| Participant deferral / active EE | $352 | $1,202-70.7% | $1,923-81.7% | $4,126-91.5% |
| Admin fee / account holder | $84 | $1,726-95.2% | $2,520-96.7% | $5,650-98.5% |