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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $261,976 | $227,597+15.1% | $189,575+38.2% | $167,536+56.4% |
| Participation rate | 94.4% | 82.5%+11.9pp | 78.4%+16.0pp | 82.1%+12.3pp |
| Annual return | 18.37% | 78.44%-60.1pp | 64.19%-45.8pp | 478.82%-460.4pp |
| Employer contribution / active EE | $9,818 | $5,316+84.7% | $4,412+122.5% | $4,839+102.9% |
| Participant deferral / active EE | $11,638 | $7,002+66.2% | $6,174+88.5% | $6,342+83.5% |
| Admin fee / account holder | $8,953 | $11,877-24.6% | $9,806-8.7% | $12,315-27.3% |