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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,803 | $48,053-31.7% | $84,623-61.2% | $72,983-55.1% |
| Participation rate | 40.5% | 57.6%-17.1pp | 68.2%-27.8pp | 69.5%-29.0pp |
| Annual return | 25.91% | 37.39%-11.5pp | 258.77%-232.9pp | 81.01%-55.1pp |
| Employer contribution / active EE | $906 | $1,602-43.4% | $2,652-65.8% | $2,440-62.8% |
| Participant deferral / active EE | $1,812 | $2,681-32.4% | $3,899-53.5% | $3,608-49.8% |
| Admin fee / account holder | $1,693 | $3,395-50.1% | $4,913-65.5% | $5,124-67.0% |