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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,311 | $138,078-84.6% | $125,363-83.0% | $134,509-84.2% |
| Participation rate | 25.0% | 84.5%-59.5pp | 82.4%-57.4pp | 81.2%-56.2pp |
| Annual return | 4.24% | 750.49%-746.2pp | 572.15%-567.9pp | 418.13%-413.9pp |
| Employer contribution / active EE | $1,722 | $5,245-67.2% | $4,815-64.2% | $4,741-63.7% |
| Participant deferral / active EE | $4,762 | $7,800-38.9% | $7,447-36.1% | $6,400-25.6% |
| Admin fee / account holder | $930 | $11,566-92.0% | $10,005-90.7% | $11,427-91.9% |