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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,853 | $211,105-80.6% | $178,449-77.1% | $145,978-72.0% |
| Participation rate | 77.8% | 80.8%-3.0pp | 77.1%+0.7pp | 80.3%-2.5pp |
| Annual return | 15.26% | 30.19%-14.9pp | 27.09%-11.8pp | 550.52%-535.3pp |
| Employer contribution / active EE | $1,805 | $4,569-60.5% | $3,951-54.3% | $4,662-61.3% |
| Participant deferral / active EE | $8,684 | $6,959+24.8% | $6,277+38.4% | $6,690+29.8% |
| Admin fee / account holder | $849 | $12,017-92.9% | $10,362-91.8% | $13,400-93.7% |