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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,945 | $174,379-94.3% | $152,093-93.5% | $138,895-92.8% |
| Participation rate | 88.9% | 81.6%+7.2pp | 77.8%+11.1pp | 79.9%+9.0pp |
| Annual return | 19.49% | 74.86%-55.4pp | 66.36%-46.9pp | 145.39%-125.9pp |
| Employer contribution / active EE | $2,441 | $4,652-47.5% | $4,175-41.5% | $4,194-41.8% |
| Participant deferral / active EE | $2,962 | $6,159-51.9% | $5,451-45.7% | $6,396-53.7% |
| Admin fee / account holder | $493 | $16,880-97.1% | $14,497-96.6% | $12,562-96.1% |