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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,592 | $157,276-86.3% | $141,177-84.7% | $152,885-85.9% |
| Participation rate | 77.8% | 84.8%-7.0pp | 82.5%-4.7pp | 82.5%-4.7pp |
| Annual return | 23.38% | 64.33%-41.0pp | 71.40%-48.0pp | 345.39%-322.0pp |
| Employer contribution / active EE | $1,931 | $5,262-63.3% | $4,736-59.2% | $4,763-59.5% |
| Participant deferral / active EE | $4,851 | $7,110-31.8% | $6,710-27.7% | $5,851-17.1% |
| Admin fee / account holder | $6,139 | $12,123-49.4% | $10,263-40.2% | $11,598-47.1% |