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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,864 | $46,072-72.1% | $69,779-81.6% | $55,167-76.7% |
| Participation rate | 91.1% | 67.5%+23.7pp | 71.8%+19.3pp | 69.0%+22.1pp |
| Annual return | 0.00% | 8.68%-8.7pp | 12.99%-13.0pp | 169.23%-169.2pp |
| Employer contribution / active EE | $646 | $1,500-56.9% | $2,338-72.4% | $1,963-67.1% |
| Participant deferral / active EE | $1,726 | $2,344-26.4% | $2,931-41.1% | $3,054-43.5% |
| Admin fee / account holder | $1,218 | $428+184.9% | $4,381-72.2% | $504+141.8% |