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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,611 | $95,975-49.4% | $74,552-34.8% | $135,382-64.1% |
| Participation rate | 20.0% | 75.7%-55.7pp | 69.1%-49.1pp | 82.6%-62.6pp |
| Annual return | 0.56% | 56.96%-56.4pp | 32.53%-32.0pp | 519.77%-519.2pp |
| Employer contribution / active EE | $554 | $2,716-79.6% | $1,961-71.8% | $4,779-88.4% |
| Participant deferral / active EE | $4,178 | $3,844+8.7% | $3,108+34.4% | $5,609-25.5% |
| Admin fee / account holder | $534 | $6,522-91.8% | $5,060-89.4% | $10,829-95.1% |